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Budget Ahead of Time When You Buy Currency Online

You can easily budget ahead of time for your trip when you buy currency online; one of the easiest ways to guarantee that you get as much currency as possible. It’s so much easier to plan for your vacation costs whenever you make a currency purchase online. You won’t have to deal with making last minute travel plans to find a local currency exchange service. Even worse, if you have to find one after you’ve arrived at your destination, you can end up losing both time and money and having to make a detour during your trip. Avoid these headaches by choosing a company like Xchange of America for your currency needs.

Easy currency purchases

You’ll get one of the easiest currency purchasing processes around when you choose Xchange of America. Currency can be purchased any time of the day or night from the comfort of your home. Choose from multiple shipping and payment options depending on your particular needs. There’s no other process as easy or convenient as the one offered at Xchange of America. You’ll also get to avoid the issues associated with exchange currency at a lesser known company that may not have the experience or the safety that Xchange of America provides you with. Currency orders here are processed as quickly as possible to ensure that your shipment arrives well ahead of your trip. You’ll be able to plan for everything accordingly.

Plan your budget

For many, traveling overseas is affordable only when their budget is carefully planned ahead of time. When you choose a currency exchange service like Xchange of America, you’ll know exactly how much that you can expect to pay for currency before you leave. You won’t get stuck with service fees or other maintenance costs which can jack up the price of your currency exchange. If you choose to use an airport exchange or another option, you may end up having to pay a significant amount in extra fees. It’s even worse if you have to use an exchange service multiple times. There’s no guarantee that you’ll be able to use your credit card or debit card once you’ve arrived, so be sure to get cash ahead of time.

Some of the best exchange rates anywhere

You’ll get excellent exchange rates at Xchange of America, giving you as much currency as possible and allowing you to fully prepare for your trip. You are free to ask the support staff at Xchange of America more information about how to budget for your trip and the amount of currency that you should anticipate on bringing with you. This will vary from one country to other obviously. In some countries, you won’t necessarily need to bring as much of the local currency; in others you’ll want to bring a greater amount due to a lack of credit card processing facilities and other costs that are frequently paid in cash. Plan things out ahead of time and don’t get stuck without having the cash you need.

Why It’s So Much Easier to Buy Currency Online

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When you plan on visiting any other country, it is a good idea to buy currency online before you head out, even if you have a limited amount of time left before your departure date. Online providers like Xchange of America have both numerous physical locations as well as constant online availability so that you can make a purchase whenever it’s convenient for you.

The ease of making a currency purchase online can’t be matched by any other method, especially buying at a local currency exchange, buying currency at an airport or abroad. You will get some of the best exchange rates anywhere and you’ll avoid airport currency exchanges which can often charge huge fees.

Purchase from home anytime you want

When you buy currency online you can purchase it right from your home at any time, allowing you to take care of all of your other travel obligations. You won’t have to scramble at the last second to find a currency exchange service, which can be very inconvenient when you only have a limited amount of time.

You’ll be able to make a purchase in just a few minutes with a wide variety of different payment options. Choose whichever payment option is the easiest for your particular needs. You won’t have to drive around and take time out of your schedule just to purchase the currency that you need ahead of your travels.

Call ahead of time or email for advice

You can email or call Xchange of America ahead of your purchase to get advice on the quantity that you’ll need and other tips to ensure that your upcoming trip goes smoothly. Also, if you happen to live in one of the states where the company has a physical location, you can stop in and request more information and make your currency purchase right then and there.

However, for the majority of people in the U.S., the easiest thing to do is to simply buy currency online before their next trip. Once you’ve determined how much currency that you’ll need, you can simply make your purchase and choose a standard shipping option, or you can also arrange an expedited shipping option if your time is limited.

Benefit from some of the lowest costs anywhere

Leading currency exchange providers like Xchange of America offer you some of the best exchange rates that you’ll find anywhere, ensuring that you can save as much money as possible on your travel costs. You won’t get stuck with what can often be very high service fees, as many other currency exchange services will charge you.

Purchase from one of the widest selection of currencies that you can find online, and buy as much currency as you want. You’ll find that the website is easy to use and that it will completely protect your personal information. The time that you can save can easily add up to several hours when you use Xchange of America, so try it out today for your next currency purchase!

Why You Need Cash When You Travel

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On almost everyone’s packing list are the essentials, clothes, shoes, toiletries, camera equipment and battery chargers. One thing we almost never have on our list is cash or foreign currency.

Do you really need to carry cash with you when you travel?

Today, we are so used to just using plastic for everything. This doesn’t work so well in some countries where business can’t take card payments. If you end up in a small town and where there is no working ATM machine, you could be in trouble. Having some cash on your will tide you over until you find a way to get money from an ATM.

In cases like this, you really need to have some cash on hand. It will get you out of a sticky situation as cash talks.

On arriving at a new country, taking a cab or bus from the airport will be your first purchase. These services may be able to take payments by card but they most certainly will take cash. If you are a bit jet lagged after getting off the train, it’s not a good idea to do mental arithmetic to work out of your taxi fare was fair or not. Ask at the information desk at the airport and get the cash ready. How to safely carry cash when you travel?

It can feel unsafe to carry cash around with you when you travel in a strange country. There are ways to carry your cash that makes it safer.

You can split the cash into different bundles. Make sure that you carry some in your pockets and some in your bag. So that if the worst should happen, you have not lost all your money.

If you are staying somewhere that has a safe, leave some cash in the hotel and carry around just enough for the day.

When you buy foreign currency online from Xchange of America, it’s a good idea request an amount in small notes. Nothing is more attractive to crooks than an unsuspecting tourist waving around big notes. Be inconspicuous and use the small notes.

Most developed countries are used to taking payments with plastic. Even so, you really need to have an amount in emergency cash with you for your peace of mind.

If you run out of cash when you are traveling, you can always take more out at a local ATM. Depending on your bank, you usually get quite a good exchange rate doing this. However, you don’t always know if the cash machine is taking a fee or if your bank or card will charge you a foreign transaction fee. All these costs add up. Better if you had some dollars on you from home.

Alternatively, you can also buy foreign currency at a local bank or exchange with a credit card. With these transactions, you don’t normally get the best exchange rates.

You will almost always get charged a transaction fee for using a card while you’re abroad. Make sure you find out what the fee is and it might make it worth your while to take out cash and buy your currency with that instead.

How Online Currency Exchange Can Save You Money

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Buying currency is quite a simple thing to do, you just give a provider your US Dollars and buy the currency that you want. Getting a good deal when you buy currency is a different issue.

To get a really good deal when you exchange money, it pays to do a bit of research. Firstly, you need to understand exchange rates. The rates that are quoted on Yahoo Finance is not the same rate that you will get at your bank or the local bureau de change.

If you want to get an idea of the exchange rate, you can try using Google. Type “1 USD to EUR” if you want to exchange US Dollars for Euros. Just substitute the currency symbol for EUR. Just remember that this is only the market rate, not the actual rate you will get from wherever you are buying currency from.

Get online and look at the rates from some providers. The rates you are offered will be adjusted for fees and a profit margin. You need to compare the rates including the fee that the providers charge to work out how much you will get in hand.

Some places will say zero fees, and this is an ideal option to save as much money as possible on your currency exchange purchase. Low fees will mean that you avoid what can sometimes and 10 to 20 percent or more in costs to your currency exchange. If you are planning on exchanging a substantial amount of dollars, the difference can be quite substantial.

Low or Zero Fees

Find out which provider offers no-fee transactions or where they will waive a transaction fee for large deals over a set amount of currency. These providers also often give you better exchange rates. These providers work out well for people who want to exchange larger sums of money, but they are also good with lower sums as well.

You can save money by watching the rates

You can time your currency purchase to a time when current rates will get you the best deal. Sometimes, you can fix a target rate at a foreign exchange broker but this is not freely available to the average person.

Don’t go for the first broker online.

Compare all the rates together with the fees. Consider also their delivery times and costs of shipping the currency to you. Xchange of America offers low cost shipping and free pickup from their outlets if you order your currency online.

If you are a corporate customer or usually deal with large amounts of money that need exchanging, you can sometimes negotiate for a better exchange rate and pay minimal costs.

Don’t change money at the airport

Don’t wait to change your money at the airport before you next travel. They currency exchanges at airports are notorious for their rates. They almost always make a bigger spread and therefore a higher profit than an online currency exchange service. Get prepared earlier and order your currency online. You will get more foreign currency to spend when you travel.

Finding the Best Service to Buy Currency Online From

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With all the different types of currency exchange services out there, you may be tempted to buy currency online. However, are there any disadvantages to consider? Why not just purchase your currency from a bank?

You’ll discover publicized rates all over, yet do you have an opportunity to look into them all? There can be so many options to consider when you browse the internet to purchase your travel money.

This market is a competitive one, and you should locate online currency exchange suppliers like Xchange of America that attempt to offer you the best deal possible, frequently stripping commission charges and other service changes.

If you have not purchased cash online recently, ideally the tips in this article will help you locate a better service, and you’ll spare yourself the headache of dealing with a lower quality company.

Review the company’s terms

Consider the total sum of currency that you need. Review the company’s terms of service and exchange rates. Give the them a look and you may find that the aggregate cost is more than you should expect.

Watch out for commission fees and service charges. These are quite common for both online and offline currency exchange services. The amount can quickly add up, especially if you are purchasing currency multiple times. Xchange of America never charges you service fees, and our exchange rates are some of the most competitive that you’ll find anywhere, ensuring that you save as much money as possible on your currency exchange.

At many other providers of whether it’s charge or credit, you may be charged a service expense. Charges could be as much as 10 to 15% so be careful about this. A superior decision is to utilize your credit card to ensure that you can always make a dispute if you use a currency exchange service online or abroad. You won’t have to deal with this issue at Xchange of America.

It’s vital to ensure the supplier also protects your shipping of travel cash. Most currency exchange services like Xchange of America will ship the money to you, at your home or street address, and your cash will require signing for when it arrives. It’s common for suppliers to give you a ring promptly after you’ve put in an order, just to affirm it’s you.

Choosing an established provider like Xchange of America will allow you to get the highest amount of currency at the lowest price possible. We also guarantee that your cash will be securely and safely shipped to you, with insurance upon request as well as tracking. Expedited options are available at a much lower cost than other providers.

With your security being of the utmost importance, and with so many stories about cyber hacks and other security issues with online purchases, you can’t afford to choose a lower quality or inexperienced currency exchange service. Find out why Xchange of America is growing and is one of the largest currency exchange services in the world, and buy currency online with 100% security today.

Buy Currency for Multiple Countries at Xchange of America

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You are looking forward to your upcoming trip to another international destination. Whether you are traveling for leisure or business, you should take care of the basic factors that will make your overall journey experience truly memorable and hassle-free.

Weeks or days before your scheduled trip, it would be best if you buy foreign currency ahead of time, which you can spend when you get to your destination. Your ATM or credit/debit cards could be used for cash withdrawal when you arrive in some cases, but these options are not always practical and convenient. Hefty charges may apply and at times, your bank may not permit international transactions. Furthermore, you might have issues finding ATMs in your destination.

This is why you should buy foreign currency before leaving. And the internet is the more convenient and practical option to take. Among the services you should consider are those offered by Xchange of America (www.xchangeofamerica.com).

Multiple currencies

While most traditional and over-the-counter foreign exchange establishments have limited number of currencies available, Xchange of America has dozens of currencies of various countries that can be accessed. This means that wherever you are heading on your next trip, chances are greater that you could buy the currency in that country through our website.

Prevailing exchange rates

Xchange of America regularly updates its rates. Thus, you could be sure the rate applied to your transaction is the latest. You could determine this by clicking on the Currency Converter tab in the site’s homepage. From there, you could directly determine how many of your dollars would be converted into your required currency.

Picking up or delivered

For utmost convenience and security of its customers, Xchange of America is offering two options on how to get the currency you purchased. First, you can opt to pick up your currency in any of its eight locations across Florida, Georgia, California, Minnesota, Texas, and Nevada a day or several days after completion of your online transaction. This option will also save you a few dollars in fees.

If you are far from any of those locations, you can opt to have the currency delivered right to your doorstep. This option would automatically take the same billing address as used in the credit/debit card that you have used to pay the purchase. Anyone you authorize from your household or office could receive the delivery if you would not be around the moment the currency is shipped.

Rates and costs

Xchange of America intends to be the most practical and most convenient online portal to buy foreign currency. That is why it is also applying rates that are among the most competitive and attractive in the market today. Rates are regularly updated and are closest to prevailing currency exchange rates in various countries.

As for charges and fees, the company also sticks to being among the most transparent. You would not worry about being surprised by charges that are hidden in the fine print. During your purchase process, you will know upfront exactly how much you will pay for our services.

Why Xchange of America is better than an Airport Exchange

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Are you ready for your next travel adventure? No matter how prepared you are, there will always be some factors that may cause you anxiety days or hours before you actually get into your flight. Be sure such setbacks does not include preparing money in the currency you would need. That is because you can easily and actually avoid this problem just by being wiser.

Are you going to buy currency online or at the airport exchange? Logically, all smart travelers recommend buying online based on their previous experiences. Here are some key points why buying currency online through services like Xchange of America and ahead of your trip is more advisable.

Practical convenience

Of course, you usually opt to buy currency online for the immediate convenience of doing so. Just go to the website www.xchangeofamerica.com and quickly use the currency conversion button so you could instantly determine how much your budget would equate when converted to your preferred currency. This way, you could decide how much currency to buy without the element of surprise and desperation.

If you opt for the airport exchange, you would need to drop by the establishment on the day of your trip to buy the currency you will need in your travel. This could be tedious as you have to find that store and fall in long queues. Just imagine how stressful this can be if you are in a hurry catching your flight schedule.

Availability of currency

Visit Xchange of America’s site to instantly find out if they are selling the currency you need. In general, this service sells any currency travelers may need to buy. If in rare cases that a currency is not available, or there is a limited supply to that, you can easily and conveniently find other alternative sellers also online.

This is a greater and more depressing setback if you do not choose to buy currency online and instead opt to buy at the airport exchange. What will happen if the currency you need to buy is not available in the establishment and it is just a matter of hours or minutes before your scheduled flight takes off?

You might experience unnecessary stress finding alternative measures or worse, you might take the flight without money (converted to your required currency) in your pocket, which would surely bring about greater setbacks once you arrive at the destination airport.

Payment options

At Xchange of America, you can buy currency online and opt for any of various payment methods available. You could opt to pay through bank transfer, e-check, money order, credit/debit card, or collect on delivery. Such choices could facilitate more secured transactions.

The same set of wide payment options may not be available in an airport exchange center. The most prevalent mode of payment there is cash, which is commonly an issue to some customers who are not comfortable carrying around cold money. Payments via credit/debit card may also be dubious because of security concerns with regards to manual swiping by merchants.

Reasons to Purchase Currency Before Traveling to Undeveloped Countries

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While it is always recommended, for several reasons, to buy currency of the destination country, it is especially recommended when traveling to less developed countries. While all the normal reasons remain – i.e. safety, less risk of loss, etc. – new reasons and risks arise when discussing less developed countries.

Less developed countries typically have less access to foreign currencies meaning that the difficulty of finding a bank or entity to accept the home currency of the traveler in exchange for the currency of the destination country increases drastically. Not having the currency of the destination country on hand ahead of time can therefore lead to having no money in the destination country for the life of the trip. This is not only unpleasant, but can also be dangerous as it could lead to lack of food, water, supplies, places to stay, and even in the most extreme cases a flight home.

While the traveler may find some entity to accept the trade of home currency to destination currency, the likelihood of the transaction being standardized by the current currency exchange rate is extremely low which could lead to having much less destination currency than the traveler had previously planned on having. This could lead to the traveler not having enough not only to enjoy the trip as they had intended, but possibly not having enough to truly survive comfortably while staying in the destination country.

The next major danger in not having the destination’s currency ahead of time in less developed countries stems from the countries lack of infrastructure. In the case of an emergency – i.e. break down of public transportation, or something just goes wrong while traveling the country – not having the destination country’s currency could lead to a dangerous situation in which the traveler is stranded without a way to pay for help getting out of the situation or getting back to their hotel or place of residence whilst in the country.

It is possible that these issues do not happen; however, it is always better to be prepared for the worst, especially in personally unfamiliar territories such as these undeveloped foreign countries. It is important to understand that in many undeveloped countries, the United States dollar does not hold the same standardized exchange value as it does in the rest of the world, if it holds any value at all.

To avoid getting stuck in these dangerous or uncomfortable situations in unfamiliar, undeveloped countries, it is important to buy foreign currency online ahead of time. Buying the currency online ahead of time ensures that the proper currency exchange rate is used to give the traveler a fair, universally accepted value in the transaction, and to ensure that the traveler has the destination’s currency in hand to avoid possible dangerous or uncomfortable situations and allow for a response from the traveler to emergencies that may occur while traveling. Buying the destination country’s currency online is always the safest and best way to go.

5 Benefits of Buying Currency Online

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Buying travel money is now made more convenient and more practical, thanks to the numerous options available in the market like Xchange of America. If the traditional mode of buying foreign currency seems too tedious for you, then it’s advisable to buy foreign currency online. Here are five benefits of making this decision.

A very convenient transaction

Whether you like it or not, you will have to deal with currency exchange if you are traveling internationally. Of course that is because you often cannot spend your dollars in another country; your money has to be converted.

The old school way is to go to the bank and have your money converted there. But this age-old tradition is not any more convenient and practical these days. That is because it would require waiting in long queues just to be served by the teller and having to submit tedious documentations especially if you are buying a huge amount of a specific currency.

This is why many travelers prefer to buy foreign currency online instead. Right at the comfort of your home or anywhere you are as long as you are connected to the internet, you can actually and immediately buy any currency of your choice.

Getting the best rates for conversion

Online currency sellers like Xchange of America have a currency converter tab, which you could use to instantly determine the rate of exchange. This way, you could carefully and strategically plan how much budget to designate for your trip.

What’s special about such converters is that rates are competitive and are regularly updated, so the rate applied to your transaction is the real and live one—no more, no less. In the traditional exchange centers, you have to drop by their locations personally to find out the rate leading to impulse decisions on how much currency to buy.

Safe and convenient payment methods

Online transactions are more convenient even in terms of payment. With Xchange of America, you could opt to pay via bank wired transfers, e-check, money order, credit/debit card charging, or collect on delivery (your payment will be made upon pick up of the currency you are buying). Moreover, if you are not comfortable and feeling secured to carry cold cash around, online is the way to go.

Availability of currency

If you are going to a place that is a common destination for travelers, you may find it easy to convert your dollars into that country’s currency. But in rare cases, there are currencies that are not readily available for purchasing in most currency exchange centers.

When you buy foreign currency online, you would instantly know the availability, saving you from the hassle of finding other exchanges at the last minute. Fortunately, Xchange of America sells almost all currencies that travelers need.

Buying ahead of your trip

Because of its convenience, buying currency online is more recommended especially if you are a very particular planner when it comes to traveling. You could instantly buy foreign currency online weeks or days ahead of your scheduled trip so this factor of your travel will not bother you anymore in the days or hours to your flight.

5 Destinations That Make Travel Affordable in 2017

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Traveling is a way to escape reality, learn about cultures from around the world, and gain new perspectives. For most, traveling the world and reaping these benefits is something of a dream that they believe is out of reach for financial reasons. While there are several destinations that would require a significant amount of money to explore, there are some hidden destinations that can be explored by everyone wishing to travel the world on a budget. The top 5 destinations for travelers on a budget are as follows:

Thailand

With such a low cost of living compared to a majority of the areas in the United States, it is no wonder why this location is atop the list of must visit budget locations. To put things in perspective, an apartment’s rent at the center of Bangkok is around $460 a month. With each dollar affording travelers 33 baht (the currency used in Thailand), if one was to buy currency online, this currency exchange rate would make visiting or living in Thailand affordable even for people on the tightest of budgets.

Mexico

With such close proximity to the United States leading to savings on air fare, along with a lower average cost of goods and services relative to the United States, Mexico is a prime location for travelers looking to go on an affordable trip. A family of 4 can stay in hotels for an average of around $100 depending on the city, and with a currency exchange rate of 1 USD to several more Mexican Pesos, travelers are sure to get a great bang for their buck when they choose to visit Mexico.

Cambodia

What this destination may be lacking in an overflow of sights and sounds, it more than makes up for in rich culture. While international airfare to and from this destination may be expensive, once in Cambodia even the traveler with the tightest budget can live like royalty due to the average yearly income in Cambodia only being $950! One US Dollar can get you many hundreds of Cambodian Riel. Buy Riel online, book a flight and be on the way to living like royalty.

Greece

Rich in history, mythology, and culinary arts, Greece is the perfect destination for any traveler; however, this proves especially true for those looking to travel on a tight budget. The weakened euro has made European travel slightly more accessible to Americans and Greece’s high rate of debt and generally poor current economic conditions have made this especially true for travel to Greece. 3 and 4 star hotels in the heart of Athens can easily be booked for less than $100 making Greece a prime destination for international travelers.

Haiti

While there are many destinations in the Caribbean that offer crystal clear waters, none are as inexpensive as Haiti. Airfare to this country can cost anywhere between 300 and 500 USD with hotels ranging anywhere between 50 and 150 USD. This allows travelers to experience the great waters and other attractions the Caribbean has to offer without overpaying. With 1 USD converting to dozens of Haitian Gourde, this island is a prime location for anyone looking to travel the world on a budget.