Tag Archives: Buy currency online

The Cheapest Way to Buy Currency Online

There’s no question that one of the cheapest and quickest ways to buy currency is to use a good online currency exchange service. You don’t have to deal with waiting lines, or dealing with an airport currency exchange and their huge fees.

Xchange of America offers both online and store options for buying currency, and either option can be a good choice depending on your needs and what you are looking for. But there are many significant conveniences to buying currency online, and you will find that these advantages make it well worth it to use the internet for most of your currency purchases if not all of them in the future.

Xchange of America doesn’t tack on service charges

Unlike other currency exchange services, the rate you see on Xchange of America is what you get. There are no service fees added to your purchase, which can quickly add up. Xchange of America prides itself on providing customers with the best experience possible, and that is why we are one of the top currency exchange services in the United States with several locations. We operate with a high degree of professionalism and ensure that all of our customers are satisfied with their currency purchase and know what they are expecting. If you use other services, you will soon see that they often charge you huge amounts for services fees while offering very unfavorable exchange rates. You can avoid all of that by purchasing your currency from our website.

You don’t have to drive anywhere

Time is money, and if you have to spend time searching for a currency exchange service it takes more time away from the many more important things that you have to do. There are plenty of areas that don’t offer a currency exchange service locally, and you can avoid having to search high and low to try to find one when you use an online currency exchange service. Our online currency exchange is available 24 hours a day, 7 days a week, so you can make your purchase anytime you are ready, and it is very quick as well.

Shipping is reasonable

Xchange of America also charges low amounts for shipping, and your order is processed very quickly as soon as it arrives. You will be notified on when you can expect your order to arrive. With low shipping costs, great exchange rates and no service fees, you will get the most currency possible when you use Xchange of America. You can also check the website for the regularly updated information on currency exchange rates for the large number of different currencies that are traded at the retail stores and online from our company.

You will find it convenient, affordable and easy to use our service as many thousands of customers have already throughout the United States and world. As one of the leading currency exchange providers, we understand the intricacies of buying and selling currency and have several experts on our staff to answer your questions and advise you on how to save money. Call us today at (888) 796-2962 or order your currency online anytime!

How to Stay Safe When You Buy Currency Online

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Anytime you make a currency purchase online you need to be careful to ensure that your information is protected. There are several websites that may not protect your information or charge your credit card in the future, or they may not protect your credit card number. Other websites may save your credit card information without telling you. Xchange of America is one of the few trustworthy and safe online currency exchange services because we utilize the latest SSL technology to protect your information, and we have a strict policy regarding the protection of your private information. However, many other currency exchange services will not offer you this, so you have to be careful and do your research.

Make sure they mention that they have SSL technology

SSL (Secure Sockets Layer) is the technology used to encrypt your private information when you make a purchase on any website. Our website offers this in order to encrypt your data so that no one else will be able to intercept and use it, but other websites are not equipped with it. Be sure to check that any website that you do business with has a SSL certificate, and you can easily see this by looking at your web browser’s URL area, which should show a green bar. If you don’t see this, the chances are that they don’t have the proper encryption set up, and that can be a major problem.

Check their reputation and licenses

It is also important to check the reputation and the business licenses of any currency exchange when you buy currency online. Any legitimate exchange will be licensed to do business in the state or states that they are incorporated in. Xchange of America is licensed to operate in multiple states and can provide you with specific details on request, but many other providers are unable to do this. If they can’t give you the license information that shows they are legally able to sell you currency online, your best bet is to move on to another provider. There is a chance that they may not even be able to sell you currency or that they are a scam website.

Ask questions before your purchase

You can always call Xchange of America at (888) 796-2962 to ask us any questions that you may have about currency purchases at all. You will quickly see that our experienced staff understands the ins and outs of buying currency and selling it, and they will be able to assist you with anything that you need. There are plenty of websites that don’t even offer a phone number that you can call, so you should avoid those. Be sure to ask as many questions as you need to about your purchase, when it will arrive, the quantity that you should buy and more. It will help you get familiar with the process if you don’t have any experience. If you have used a currency exchange service in the past and are ready to order, you can place an order anytime on our website or call (888) 796-2962.

How to Buy Currency Easily

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With Xchange of America and similar services, you can buy currency easily from the comfort of your home in just a few minutes. The process is fast and convenient and you can save money compared to most other methods of purchasing currency. Waiting until you travel is almost always a bad idea, when you can purchase a wide range of different currencies for some of the most widely traveled countries in the world on our website. It is one of the quickest and most convenient ways to get the currency that you need without having to call places, search around locally, or wait for currency to be shipped in and make multiple trips to a store.

You won’t have to search in your town

There are several areas that don’t have access to currency exchange services. Xchange of America has locations in states like California, Nevada and Florida, but you may live in an area that doesn’t have a single currency exchange service. You may also have to drive a long distance to find one. If you do find one in your area, they may charge service fees and other fees that will result in you not getting as much currency as you possibly could. You can avoid these issues by purchasing currency online on our website. Not only do we make it convenient and save you time, but we also charge far less than the majority of services.

Be sure to choose a reputable currency exchange

As previously mentioned, Xchange of America is one of the most reputable and widely used currency exchange services in the United States. We have a business license in every state that we operate in, and we have several brick and mortar locations throughout the U.S. Most online currency exchange services cannot offer this level of professionalism and reputability. It can make all the difference with your purchase, as we always have a large quantity of every currency that we carry and we ship your order very quickly after it is placed. You don’t want to deal with the hassles of customer service issues and other problems that can delay your shipment, so it is important to pick the right service.

It takes just a few minutes

You will find that our online purchasing system takes just a few minutes, and you can have the currency that you need without having to look locally and call different places. It is designed to be quick and easy, and your information is protected with our high quality security and SSL technology. Don’t get caught at the last minute before you need to travel somewhere without having enough currency for your trip. You may need to purchase food and pay for services and taxis when you are traveling, and you won’t be able to do that when you don’t have the local currency available. Every country is different, but in most countries you will need some form of local currency. Place your order on our website today or give us a call at (888) 796-2962.

Things To Know About Currency Exchange

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Whether you are jetting off to discover a leisurely vacation experience or you are making a B-line to a destination where there is work to be done, travelling abroad is the kind of thing that requires a lot of careful planning and thought, especially when it comes to managing your money. While it is wise to carry your credit and ATM cards with you, a large number of problems are prone to rearing their ugly heads when those are your only options. Maybe the restaurant you are eating at doesn’t except credit cards. Perhaps you go to the ATM and the machine devours your card. Mishaps are bound to befall those who try to travel light with their money options, but those provide themselves with alternate options generally have greater comfort and peace of mind.

Even though you might find some places abroad that are willing to accept American money, having the local currency on hand is all but crucial. So many countries place a great deal of emphasis on paying with cash that going through some currency exchange is almost a requirement. This is where planning ahead will benefit not only your stress levels but your wallet as well. Here are a few things to keep in mind when you are planning to get the appropriate currency for your trip abroad.

• Don’t wait until you absolutely need money to go looking for it. If you try to get your cash exchanged on the street without being extremely familiar with the exchange rate or not being able to speak the language, there is a very good chance that you will get back less than you gave.
• Trusting an exchange that promises “no commission” because you think that means more money will spell trouble for you. Always make sure that you are aware of the exchange rate and do the math yourself. It may be a no brainer for some, but whatever gets you the most money back is obviously your best option.
• While it isn’t as critical to have currency when travelling to places like Europe, some places – like most parts of Africa and South America – don’t have a handle on the electronic exchange of money. Figure out what a good amount of financial padding would be and then make sure that it falls within the import/export limits of the country you are travelling to.
• Although the airport might seem like the most convenient and hassle-free place to get your cash exchanged for currency, there are often a lot of hidden fees. The best option is usually to buy currency and have it delivered directly to your home so that you can have it safe and in hand before your travelling even begins.

For your convenience, there are many options available to buy currency online. Sites like http://www.xchangeofamerica.com/ , which offer customer service seven days a week, will let you pay for currency exchange online with both cash and credit card and even let you sell back whatever you haven’t use by the time you get back home.

Keeping Your Travel Money In Your Pocket

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Losing money, whether it’s to a shady individual with sticky fingers or to the absent mindedness of end-of-the-work-week fatigue, is one of the worst feelings there are. When you are travelling and you lose your cash, that terrible feeling is compounded. While some situations are inevitable, there are lots of little tips and tricks that can be helpful when trying to prevent picked pockets and forgotten billfolds. More important than finding the cheapest conveyance to get around town or avoiding tourist traps, here are a few things that you would do well to keep in mind when carrying around money as you travel.

• If there is no safe in your hotel room to lock away your valuables and extra money, then find somewhere else to put those things that only you have access to even if that might mean carrying those things with you until you find such security.
• People like to make fun of how dorky money belts look, but they are a very effective method of deterring thieves – your more likely to feel someone reach up your shirt than to feel someone slip a quick hand into your pocket or purse to snatch your wallet.
• For the type-A people out there, keeping things organized often means keeping like things all in the same place. But when you travel, it is often spread out your payment options throughout the bags you are carrying e.g. keep credit cards in your purse and your cash in your suitcase. If one is lost ore stolen, you always have the other.
• Methods of electronic theft abound far more than you might think. If you are using a chip-embedded credit card, look into buying the special kind of sleeve that will protect it from stealth scanning. Also, if you are using an ATM, always go inside the bank; using stand alone machines can be fitted with skimmers that can steal your information and money without you even knowing it.
• There are all sorts of ways you can get robbed of your money. If you are looking to buy currency, either find someone you can rely on in country or make the exchange before you travel – unless you are a currency expert, exchangers can very easily rip you off. If you plan on going out to eat, get familiar with tipping customs in the country you are visiting – if you leave a tip someplace where the tip is already part of the bill, then you are paying the bill twice.

Unless you happen to be a wizard, money is something that everyone needs to get by in the world. It is very easy to lose cash when you are out travelling, but following these handful of suggestions just might save you from an unfortunate situation. Don’t let some local pull one over on you and only give half of what your cash is worth – buy currency for your destination before your trip even begins. Don’t let your cash, credit cards, ATM card, and traveler’s checks get lost when the airline misplaces one of your suitcases – split them all between yourself and your bags. Its amazing how much a little knowledge and common sense can save you in the long run.

Do You Really Need Cash When Traveling Abroad?

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Traveling overseas takes planning. You plan what to pack, where to stay, what to see and do, but don’t forget money is what you’ll need for all of these things. Even though credit cards are widely accepted worldwide, it’s still a good idea to carry cash. With cash in hand you will have the means to immediately hop in a taxi to your hotel, have a meal at a restaurant, or get immersed in the local culture by grabbing a bite from a street vendor.

When you buy currency, it’s a good idea to have enough cash to at least get through the first day or two of your international travels. Cash is accepted everywhere and easy to use. There are no additional fees or expenses when you use cash and is as convenient, if not more convenient than debit or credit cards. However, if you do use a debit or credit card, it’s a good idea to call your bank, let them know where you’ll be and the dates so they don’t block your ATM withdrawal when you try to withdraw money overseas. Though credit cards, both magnetic stripe and chip are accepted at many places, not all places accept credit or debit cards. Additionally, when you use these kind of cards rather than cash, you may find purchases cost more when you get home after transaction fees and unforeseen expenses from both the foreign exchange rate and your U.S. bank.

Waiting to exchange currency until you arrive overseas can cost you in unforeseen fees at exchange services, foreign banks, and even ATMs. As with all travel, it’s best to plan ahead and have cash available for the first few days of your international travel.

How to Travel With Cash

To make sure you keep your hard earned cash, it’s a good idea when traveling to divide and conquer. Travel with limited cash in your wallet and one credit card or leave some money in the safety deposit box in your hotel room. If you have a passport holder that also has a place for cash, put some in there and leave some in your wallet.

If you must use a card for purchases, opt for a credit card, not a debit card because a credit card offers security protections that a debit card doesn’t.

But, its cash that is king when traveling abroad. If you need to withdraw more in a period than expected, it’s a good idea to call your bank and ask them to lift the withdrawal limit if you have one. At Xchange of America, we can help you decide the best time to buy currency and can help you save time and money by offering a convenient online service with a family-oriented approach to help you get the best rate for your dollar.

When you travel with cash, some important things to remember are to have enough for the first 24-48 hour of your trip, keep it safe by keeping it in different places, and plan ahead by buying currency before you leave.

Best Ways to Carry Cash When Traveling

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As important as cash is when traveling overseas, it’s also important to carry cash securely. There are a number of ways to do this. When you buy currency online, you’ve saved on unforeseen costs and transaction fees, so you want to keep safety measures in play when traveling oversea. Carrying cash is the ultimate balancing act as you want to both deter thieves and also make it easy to access your money when you need to pay for something. Below are some secure ways to carry cash when traveling:

Divide and Conquer

By keeping your cash in different places, should you fall victim to a thief, you have back up cash to continue your travels. By keeping some money on your person, some in your bag, and the remainder in your hotel’s safety deposit box, you won’t find yourself without cash and will always have a safe place to store your monies.

Don’t Advertise

Although on-body storage is a great place to store cash, you need to be careful as you don’t want to advertise where your additional cash may be stored. This is particularly important if you’re in a place where you can’t store your cash in a safety-deposit box and your only recourse is on-body storage. Above all, avoid a fanny pack as it marks you as a tourist. Those large, easy zipper pockets that are easy for you to access are just as easy to access for a potential thief.

Small bills vs. large bills

It’s often a good idea to keep small bills handy so you don’t advertise how much cash you really have on you. It’s better to have small bills to buy small items such as souvenirs rather than using a large bill for a small item. When you pack your bags, make sure you’ve got a mix of small bills and coins for smaller purchases such as food, souvenirs, and entry fees. Save the larger bills for larger purchases and keep them in a secure part of your wallet or bag.

About your Wallet

Trim your wallet by only keeping the essentials for travel; one credit or debit card and cash. Clear out the loyalty cards and the like which will help you not only travel lighter, but if the unthinkable happens and it gets stolen, there’s less to replace. A dummy wallet is an excellent deterrent as you can use sample credit cards you get in the mail and the smallest bills leaving the least to lose if it gets stolen or lost. It might also be a good idea to keep two wallets. The travel wallet is bared down to the bare necessities of cash and maybe one credit card snug in unused pockets rather than stretched out pockets from too many gym membership or loyalty program cards.

Other ways to carry cash while traveling are to use alternative forms of cash such as the Oyster Card when traveling the London metro. Of course, the best way is to adapt to the local culture by having a variety of bills and coins as wells as credit cards, if need be and being aware that in some countries U.S. dollars are both an official and unofficial currency.

Benefits of Buying Currency Online at XChange of America

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When traveling overseas, it is a good idea to buy foreign currency before you leave to avoid the unnecessary expenses and hassles that often accompany foreign currency exchange. You need to have foreign cash when you step off the plane, however, the limited number of ATMs and likelihood that they will be in working order can make your travels more difficult if you do not buy currency in advance. XChange of America offer a cost effective and convenient way to buy foreign currency online at a great currency exchange rate. Before you travel, be sure to buy foreign currency online from XChange of America.

Cost Effective

Banks often charge you a fee when you seek to buy foreign currency. This fee may be in addition to a delivery fee if you order the currency from the bank instead of going into the branch.

Using a credit card in a foreign country instead of purchasing foreign currency may not be cost effective either. This is because many credit card companies tack on a fee for foreign currency exchange. This makes credit cards suitable for significant purchases such as the hotel bill, however, it may be better to buy foreign currency to pay for smaller purchases.

XChange of America offers a cost effective way to buy foreign currency online. Its currency exchange rate is updated daily to allow you to buy currency at the latest rate. Furthermore, XChange of America does not have any hidden fees with its foreign currency exchange. Thus, XChange of America offers great foreign currency exchange rates with a low delivery fee so that you get your cash without paying a number of fees.

Convenient

Using a local ATM for foreign currency exchange may seem like a good idea, however, it is important to buy currency in order to ensure that you do not end up with no cash in a place where you cannot find an ATM. In addition, you may believe that ATMs will give you a good currency exchange rate and they do; however, the ATM usage fee that you are charged can make foreign currency exchange using an ATM significantly more expensive.

XChange of America offers ‘Point & Click, Currency To Your Door’ service so that you can avoid the hassle of standing in line at a bank, an airport, or looking for an ATM to buy foreign currency. XChange of America allows you to buy foreign currency online through their secure site. Unlike many other websites from which you can buy foreign currency online, XChange of America does not have a maximum limit to the amount of foreign currency you can purchase. Furthermore, XChange of America allows you to buy currency by bank wire, cashier’s check, money order, bank draft, ACH, and credit and debit card. Your currency order is shipped to the address that you provide when you buy currency. XChange of America makes it very easy and convenient for you to buy foreign currency online and you can have your cash in as little as 24 to 48 hours.

Why Buy Currency Online

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Buying foreign currency online before traveling can save you from finding yourself in a foreign country without cash to spend. Although you may be under the impression that you can buy currency when you get to another country, this often depends on which country you are traveling to. Furthermore, countries that do offer convenient ways to purchase foreign currency when you arrive often have long lines which you must wait in to buy currency.

Purchasing Foreign Currency Online Saves Time and Money

The traditional way to buy foreign currency involves taking a trip to the bank to withdraw funds that are converted to foreign currency. In addition to struggling to get to the bank while it is still open, and waiting in traffic and long lines, there is often a service fee attached when you buy currency in this way. Thus, you often pay more to buy foreign currency when using a bank than you have pay if you buy foreign currency online.

XChange of America allows you to buy foreign currency online without charging a service fee. In addition, their exchange rates are updated daily. Many currency conversion places charge fees and some offer poor conversion rates. These are things that XChange of America has refused to do to its customers in the interest of providing them with the best service possible. Thus, buying currency through XChange of America allows you to get a better rate than you would otherwise in addition to saving you time. Your funds are delivered quickly with reasonably priced delivery so that you do not need to worry about foreign currency and can get back to the important part about planning your trip.

Buy Foreign Currency Before You Leave

It is important when traveling overseas to buy foreign currency before leaving the United States if you want to get the best rates. This is because foreign banks often exchange currency at less favorable foreign currency exchange rates that the foreign currency exchange rate that you can find in the U.S. To get the most for your money you must not wait until the last minute.

XChange of America gives you the ability to buy foreign currency at a favorable foreign currency exchange rate around your busy schedule when you are planning to take a trip. You do not need to take time off from work to go to the bank. The currency is shipping right to your door. You don’t even have to be home when the currency arrives, although someone over the age of 18 must sign for it for your protection.

Thus, XChange of America provides convenience when you desire to by foreign currency. In addition, the rates that we offer are better that the rates you are going to find in a foreign country. Moreover, unlike other ways of obtaining currency, XChange of America does not charge any extra fees which can add up to you having less money when you return form your trip. Thus, you should try to purchase your foreign currency from XChange of America before traveling to a foreign country.

Buying Foreign Currency Online

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Going somewhere? Do you have your list of items to pack? If you are traveling overseas you will need your passport. You will also need to exchange your money so you have foreign currency available. Many people don’t realize that they can’t use the U.S. dollar overseas! Every country has their own currency and if you wait until the last minute to exchange your money for that which is used in the location of your destination you may find that you are getting an uneven – even usury exchange.

So, what are your choices? Well, more and more people are turning to buying foreign currency online. There are dozens of online retailers and financial institutions that make foreign currency available. If you are an online shopper at all then the concept is not totally foreign. If you have a bank account with a major bank then you can go to that bank’s website and place the order through your account. In many cases that money is available within hours on the same day or within a 24 hour time period. So, that is one option for buying foreign currency online.

The fact is that even if you are going to buy currency in any forum it is a good idea to research the subject online first. Remember that no matter when you buy foreign currency online or any other way the institution that is doing the exchange for you is in the business of making money. So even if the market claims there is a certain exchange rate between currencies most banks, credit unions and other monetary institutions are going to charge you a fee for the transaction. It can be a percentage that will cause the exchange rate to net you less for the transaction.

In that case it may be to your advantage to buy foreign currency online. Even though there is going to be a charge to you for making this purchase there is a convenience factor that cannot be overlooked. When you go to a bank they may or may not have the form of currency that you are in need of. They generally only carry certain amounts of foreign currency so you may very well be in a position where you have to return in order to collect the cash.

But if you buy foreign currency online from XChange of America you can have it delivered right to your house and this is a convenience that may be worth the cost of the exchange. Some things to remember about buying foreign currency online is that not all companies offer low cost delivery – so be sure this is a service prior to ordering. Also, check the exchange rate with XChange of America before you make a purchase.

Otherwise – buying foreign currency online is just one of the modern conveniences of the internet today. You can buy a wide range of different currencies at Xchange of America, so be sure to check out the current currencies that we are offering including the Australian dollar, Canadian dollar, Chinese yuan and many other popular currencies that are highly traded.