If you’re planning your trip out of the country you need to bring your luggage, passport, and of course the currency of the country you’re visiting. Planning your vacation includes planning your budget. That’s the tricky part. Currency exchange rates all over the world are not very stable. You may think you have enough for your vacation but you didn’t consider the fluctuation rate chances are you may end up with less cash than you planned to bring on your trip.

Nowadays, travelers are experiencing sudden changes in exchange rates, which they didn’t expect. They are shocked to find themselves with very expensive purchases. So they find ways on how to maximize their trip and get the best arrangements for accommodation. Sometimes what slips their mind is the basic and most important detail of their trip; how will they pay in that country?

Using credit cards abroad is easy but they will be expensive to use overseas, most especially if you use it to get some cash. This is not recommended for traveler because doing this will expose you to burglary and theft.

So why is a currency card preferred than a credit card or a traveler’s cheque? Both are good options however they are expensive options. On the other hand, a currency card is a prepaid card that is fixed on its exchange rate. This way you wouldn’t have to worry about exchange rates plus you’ll also be protected from fluctuations. These cards are released by Maestro, MasterCard, and Visa. It’s the only payment tool you’ll need in a foreign country. It works as a debit card and ATM card. You can swipe it like your regular credit card and earn points just like your regular credit card.

Another great feature of a prepaid currency card is that it can help you stick to your budget. You will only be allowed to spend the amount that you pre-loaded. But you can always add more any time all you need is a phone and an internet.