Tag Archives: Buy foreign currency

Why Airport Currency Exchanges Are The Worst Place to Buy Foreign Currency

There are a number of opportunities to buy foreign currency inexpensively before you travel, but an airport currency exchange is almost certainly the worst option. Airport exchanges have a number of disadvantages, and they are located in airports because of the fact that travelers have no other option other than to rely on them if they neglected to exchange their currency before they left their home. These currency exchange services can be totally avoided if you purchase your currency online from Xchange of America, as you’ll spend a significantly lower amount of money on your exchange and you’ll get much more currency for the money that you spend.

Airport exchanges are overpriced

The majority of airport currency exchange services are highly overpriced. They usually charge you processing fees and sometimes won’t even let you know how much they are charging you; you’ll simply get a bill and the amount of currency that you requested. When you don’t have much time, you aren’t going to be able to distinguish whether or not you are getting a decent deal on your currency purchase, and you may go ahead and use their services even if you don’t want to. That can be avoided when you use an online currency exchange service from a trustworthy and established company like Xchange of America.

They are often crowded

When you’re traveling time is usually of the essence, and you may have important meetings to attend or destinations that you need to visit. Airport currency exchange services can be very crowded, however, especially in some of the busier airports, and you may find that you’re stuck in line waiting for a long time just to exchange a small amount of currency. That’s just another hassle to deal with along with the high prices and trouble of having to find a currency exchange when you’re traveling. When you purchase currency online you’ll never have to worry about finding an airport currency exchange and dealing with wait times. You only need to wait a few business days for your currency to arrive and you’ll have all the cash that you need for your travel plans.

Your airport may not have a currency exchange

There’s also no guarantee that the airport you’re leaving from or arriving at will have a currency exchange. Airports in some countries have fewer services, and as a result you might have to venture outside the airport and make a detour trying to find a currency exchange at your travel destination. This can be really challenging as you likely aren’t familiar with the area.

There’s no doubt that airport currency exchange services are typically the worst option when you need to exchange currency. Our online currency exchange has become one of the most popular and widely used options for currency exchange, as you won’t have to pay for service fees and you’ll avoid the headaches and trouble of having to find and use an airport exchange. Make sure your next trip goes smoothly and use our online service today at http://www.xchangeofamerica.com

The Most Popular Methods to Purchase Foreign Currency

Leave a reply

Those who plan on traveling to a foreign country should make a number of preparations, and one of the most important is to purchase foreign currency for small purchases, tips, and other cash payments. Even if you are traveling to a well developed country, there are a number of situations where you may need to use cash for payments. There are several methods that you can use to purchase physical foreign currency, with online purchasing being one of the newest and also most convenient and low cost options available. But there are a number of benefits and disadvantages for each option that you should consider before deciding on one for your next purchase.

Online currency purchasing is very popular

Online currency purchasing has become very popular in recent years, as more people become familiar with it and security methods continue to improve. Online purchasing is straightforward and easy, and assuming that you are using a reputable and trustworthy service like Xchange of America, your currency purchase is guaranteed to be protected, secure and low in cost. You can purchase several different types of currency for countries that you may be visiting at some of the best rates that you’ll find anywhere. Faster shipping options are available as well as standard options depending on your needs and requirements.

Local currency exchanges can be a good choice in some cases

In some cases, a local currency exchange service can be a good option as a way to save money and also visit the store in person so that you can see some of the potential currencies that you plan on purchasing. Xchange of America offers a number of locations where you can stop in and visit our stores including in Minnesota, Nevada, California, Florida and Texas. Our stores are in Ft. Myers and Stuart, FL, San Francisco, San Marcos and Culver City, CA, Bloomington, MN, Las Vegas, NV, San Antonio and Arlington, TX. Our corporate headquarters is in Stuart, Florida, and you can visit any of these locations to purchase currency and save money from one of the leading currency exchange services in the nation.

Airport and overseas currency exchanges are often expensive and questionable

Overseas currency exchange services are all too often questionable and expensive, and they are usually one of the worst places to buy currency although they are frequently used. These companies remain in business because of the fact that travelers have to use them or risk being stuck in their travel destination without local cash. You certainly won’t want to have to rely on any of these currency exchanges, and you can totally avoid needing to use them if you buy your currency online. You’ll save 50% or more on your currency exchange fees and you won’t have to pay service fees that can add tens or hundreds of dollars of unnecessary costs to your purchase. Be sure to visit one of our store locations if you live in any of the areas mentioned above, or purchase your currency online at http://www.xchangeofamerica.com

Purchasing Foreign Currency Quickly

Leave a reply

It is often beneficial to be able to purchase foreign currency quickly, as you may want to benefit from a strong exchange rate, or you may have a trip coming up soon that you need to purchase currency for. You don’t want to spend a lot of time having to wait in lines, deal with customer support issues, or other hassles as you try to purchase the currency that you need for an upcoming trip or for any other reason. Purchasing foreign currency online has become one of the best ways to obtain it quickly, and if you choose the right service there are many benefits and very few disadvantages compared to traditional options.

You won’t have to shop around

It can be difficult to find a high-quality currency exchange service in your local area. If you do not live in a big city or near a big city the chances are that there are very few currency exchange services where you are. You may have to drive several miles or hundreds of miles just to get get to a currency exchange. This is a waste of time when you can purchase currency online and never must drive anywhere. You don’t have to shop around from one place to another try to find the currency that you need, and you can have your currency shipped to you no matter where you live in the country.

Purchase foreign currency in minutes

When you choose an online provider like Xchange of America you can purchase the foreign currency that you need in just a matter of minutes. If you have your payment information ready, all you need to do is select the amount of currency that you want and make your purchase. Your personal information is protected throughout the entire purchase, and you can choose as much currency as you want. In most cases your currency will be shipped within the next business day without any delays, and you will be able to take care of your other obligations as you prepare for your trip or other plans. If you properly time your purchase ahead of your leave day, your currency will arrive on time so that you won’t be stuck using an airport currency exchange.

Don’t get stuck in lines

Even if you find a local currency exchange service, many services are often busy, which means that you must wait in line and then explain what you need to the service representative which will take even more time. When you purchase foreign currency online you never need to speak to any support representative if you don’t want to, unless you have any questions about your purchase. You simply send your information and you’re good to go. At Xchange of America we offer a wide range of different currencies to choose from depending on where you are traveling to what your needs are. You can ask us any questions before your purchase, or you can go ahead and place your order online whenever you’re ready.

Should You Buy Foreign Currency Locally?

Leave a reply

With so many options to buy currency online it can be difficult to decide whether you should purchase it locally or from a website. There are benefits and disadvantages to both options, but in many cases, you will benefit from purchasing it online in several ways. You will usually save more money and time on the entire process. Unless you live in an area with high-quality currency exchange services, purchasing it online is generally much more preferable. Below are some of the benefits and disadvantages buying currency locally compared to the internet.

Buying currency locally can be time consuming

Even if you know exactly where you need to go to buy currency, it is often time-consuming. You must spend time traveling to and from the currency exchange, you’ll have to wait in line, and in some cases you may have to wait for your currency to be shipped in before you can pick it up. If this happens you must wait for the shipment and then you’ll have to travel back another time to the currency exchange service to pick it up. if you don’t know where to buy currency you’re going to have to spend time calling each option in your area and determining whether they sell the currency that you need. You may also have to drive many miles if the local exchange is nowhere near you.

Buying currency online is fast

If you buy currency online, you will never have to make any trips anywhere, as your currency will be shipped directly to your home. You simply make your purchase by choosing the currency that you want and then inputting your information. you can choose your shipping speed and other requirements as needed, and your currency will arrive directly to your home. You can always call customer support to find out about processing times, order updates and exchange rates without having to wait to talk to anyone. Because of these benefits, in the clear majority of cases, buying currency online is much faster than any other method. The price for many online currency exchange services is also usually much lower than brick-and-mortar services.

Buying online is secure with the right service

One of the main concerns of lot of people who shop online is the fact that some websites are not secure. if you choose the right online currency exchange service like Xchange of America, then there is no risk that your information will be compromised. It it’s just as secure as purchasing it in person, and Xchange of America happens to have several locations throughout the country where you can purchase currency in person. You will find that the prices are also the same no matter where you purchase our currency. In any case, you will save the most money if you purchase currency online. We can provide you with more information about the other benefits of buying currency online or answer any questions you may have prior to your purchase. Give us a call today at (888) 796-2962 to ask any questions or to place your order.

When is the Right Time to Buy Foreign Currency Online?

Leave a reply

If you plan on buying foreign currency online, you probably know that the exchange rate will change on a regular basis. This rate is updated on our website, and you can see real time values from the homepage. This can help you make a determination on the best time to buy foreign currency online, but there are other considerations to keep in mind as well.

If you plan on traveling for example, you will want to time your purchase so that you have plenty of time to receive your shipment prior to flying to your destination. You don’t want to delay your purchase in almost any case when you plan on traveling, as waiting until the last second can end up causing unnecessary stress, and the chances are that the exchange rate won’t be a huge issue with a smaller purchase.

Ask Xchange of America about favorable exchange rates

As leading experts on currency exchange, we know plenty of details about currency exchange rates and how you can save money by purchasing currency on a day when the dollar is stronger. We can help you time your purchase so that you get the maximum amount of currency possible. If you need your currency sooner you can order any time of course and we guarantee that you will save money compared to most other currency exchange services.

Sometimes it can make sense to time your purchase out, and in other cases if the rate is already favorable or if there isn’t expected to be any major changes anytime soon you can make your purchase. If you plan on making a smaller purchase this is probably irrelevant, but if you plan on making a larger purchase it can definitely make a major difference in what you pay.

Use an online provider to save time

If you have waited to buy foreign currency before a trip and need to get it in the near future, buying it online is almost certainly the way to go. But you won’t just want to buy it from anyone. Xchange of America offers great exchange rates without service fees, and your order will be processed as quickly as possible. This will help to ensure that you get your currency on time and that you don’t have to deal with delays or not getting it before you have to fly out.

Ask questions and plan things out

In many cases, such as when you need to buy a small amount of currency, you are better off just buying it as soon as possible. If there happens to be a big event that affects the value of a currency you will usually hear about it in the news and be able to avoid buying currency on a day when the exchange rate is unfavorable. You can also ask Xchange of America for advise on the best time to purchase the currency that you need and to get more information about how exchange rates fluctuate. Give us a call today at 1-888-800-1977 for advice or to place an order.

Buy Foreign Currency in Time for Your Next Trip

Leave a reply

When you plan on traveling there is probably a lot going through your mind as you get ready for your trip. Perhaps you aren’t thinking about buying foreign currency for the country you are traveling to, but you should almost certainly add it to your to do list. You don’t want to have to use an airport currency exchange which can have long lines, delay your trip, and cost you significantly more to exchange your currency. They prey off the fact that you have no other option other than to use them, and you can end up spending up to 75% or more at their service compared to Xchange of America.

Think about how much currency you will need

Decide the approximate amount of currency that you should purchase before your trip. You can always contact the professionals at Xchange of America for more information on the amount of currency that you should purchase before your trip. Try to be accurate with your purchase so that you don’t have too much currency left over, and so that you have a sufficient amount for your potential purchases. Some of the things that you can spend it on include memorabilia, food, street vendor items, taxis, and more. Even if you have some leftover currency, Xchange of America is more than happy to purchase it back from you, or you can save it as part of a scrap book to remind you of your trip.

Don’t wait until the last second

You won’t want to wait until the last second to buy currency because of all the headaches that can come with it. If you don’t purchase your currency online with enough time to spare before your trip, it won’t be able to arrive to your home. You will have to end up relying on an airport exchange, and that isn’t ideal as previously mentioned. In the worst case scenario you might end up with no cash to use on your trip and you might miss out on food, transportation and the ability to purchase souvenirs or clothing that you want.

You can buy currency now right at home

Guarantee that your trip goes well and purchase the currency that you need right from home. You won’t have to waste time waiting in lines or looking for a currency exchange service in your town. The sooner that you get the currency that you need the better, as you will have it delivered safely to your home and you won’t have to worry about any issues coming up at the last second. The online purchasing system at Xchange of America is truly one of the best ways to get every type of currency that you need because of its speed and convenience. You can call ahead of time to find out if we carry the type of currency that you need to purchase. Or you can get started today by placing an order as soon as you are ready to go. We guarantee that you will be satisfied with our service and will want to come back again.

8 Ways to Protect Your Pocket

Leave a reply

For some people, vacation is such a wondrous and magical time where people make memories of joy and fun that will last an entire lifetime. For others, vacation can be a complete and utter train wreck. It is one of the worst feelings in the world when you misplace, lose, or are robbed of your money. As common as it is though and as good as some people are at being thieves, there are lots of ways you can prevent losing all of those credit cards and the foreign currency that you buy online.

Organize – Vacation is about relaxing, but never get so relaxed you forget where things are; if you don’t keep track of your cash and cards, you might not even notice if someone takes them until it is too late.
Safe Advantage – While it is admirable to trust the security of a hotel room, always put your valuables in the safe should there be one available.
Make Copies – It is always a good practice to make copies (front and back) of credit cards, plane tickets, and photo IDs and keep a set with you as well as a set at home with a trusted friend or relative. If you are tech savvy enough, keep a digital copy on your phone, in an email, or in the cloud for fast access.
Talk to Your Bank/Credit Card Company – If your financial institutions are unaware that you are travelling and spending on the other side of the world, there is a good chance they might think a thief is using your money to jet set around the world. Just give your bank and card companies a call and let them know where you are travelling, when you leave, and when you’ll be back.
Be Wary of Crowds – Especially when visiting dense tourist spots, make sure you are aware of your surroundings. Pickpockets see lots of people in close quarters as the perfect opportunity to score, so avoid crowds if you can.
ATM Alert – If the option is available, even if it is more inconvenient, always go inside a bank to use an ATM. Stand alone ATMs can often be fitted with by thieves with skimmers to steal your financial info or even be fake altogether.
Wallet Lite – Always rid your wallet of anything you are not using when you travel abroad. Your library card and gym membership and half used Target gift card will be there when you get home.
Exchange at Home – You should always keep at least a little bit of local money with you. To avoid local scams and airport fees, try going to buy foreign currency online.

No one should have to suffer through a vacation because all of their money was lost or stolen. While it is inevitable that sometimes bad things happen to good people, following these few simple steps is a good move in the direction of keeping all of your finances inside of your pocket.

Before You Leave On Vacation…

Leave a reply

Going on vacation is one of the greatest joys life can offer. It is a reprieve from the toils of everyday life, a step away from the stress of going to the grind of your job day in and day out, a time when you don’t have to worry about getting the bills paid and the groceries bought and getting the tires on your car rotated. Oftentimes people get so excited about their blissful days without worry that they might forget things important for preparation for travelling to another country. Either way, there are lots of things you need to remember to do before you step out your front door of your house to get ready for your fabulous vacation like having ID backups, making yourself theft proof, and taking time to buy foreign currency.

With the amount of identity theft that happens nowadays, people are increasingly aware just how precious your identity is and just how important it is to keep it safe and away from prying eyes. Gathering up your photo identification (passport or otherwise), credit cards, and plane tickets and photo, copying them front and back, and then storing them in a secure place away from the original copies is a good and easy back up plan should anything get lost or stolen. You can even have a close friend or relative at home hold on to a third copy for emergencies. And if photocopies are too low tech, the technological savvy can always scan everything to a file and store it securely on their cell phone or in the cloud.

Having copies of your important information is one of the wisest travel tips out there, but at the same time it provides peace of mind when you take preventative measures toward losing these things especially against thieves. Should you be able, find yourself bags and/or purses that are built for travel – this means waterproof, knife proof, etc. You might even consider carrying a fake wallet filled with small bills and inconsequential cards to throw away should you get mugged. Likewise, purchasing a special sleeve for any chip-embedded credit card to prevent skimmers who can take your info with a hidden scanner would be a wise investment.

Since you won’t be at home and therefore won’t have easy access for money in bad circumstances, it is absolutely crucial that you work out all of the ways you will be carrying money before you land in country. Most will recommend having at least two credit cards on hand and perhaps your ATM card. As so many countries either prefer to deal in cash or are only able to deal in cash, making sure to get yourself the local money of wherever you are going is a great idea. Save yourself the headache and fees of using the exchange at the airport and guard yourself against opportunistic street exchanges and find yourself a reliable way to buy foreign exchange online. Companies like Xchange of America can not only let you buy the currency you are looking for but also let you sell back what you don’t use when you get back home. Just try checking out http://www.xchangeofamerica.com .

Understanding Currency Exchange Rates

Leave a reply

If you are a savvy international traveler, one who has read up on all the things you are supposed to do and not do when you go to a foreign country, then you have probably already heard that making sure you buy foreign currency before your trip is one of the best ways you can prevent money loss and travel stress.

While it is often as easy as paying for the correct currency and having it delivered to your door, it is also important to understand the process of currency exchange as best you can so you can make sure you are getting yourself the best rates possible. Below is a list of info that will hopefully give you the best experience when you go to buy foreign currency.

1. When you see the term “sell rate,” this is referring to the rate at which the foreign currency is being sold. As with most things involving money, the rate at which currency is sold depends upon the demand or lack thereof – determined by things like economic success or inflation – and concordantly the appreciation or depreciation for the currency needed.
2. Parallel to the sell rate is the “buy rate,” which is the rate at which an exchange service will buy foreign currency back from you.
3. When shopping for a currency exchanger, it is important to not confuse the “spot rate” for your sell or “buy rates. Sometimes called the “interbank rate,” this is the rate banks charge each other when money is traded or exchanged in significant amount between them. As a tourist, you will not be able to buy currency at this rate. It is simpler to think of the “spot rate” as a wholesale price and the sell/buy rate as the retail price.
4. Should you come across the term “spread,” it will likely be in reference to the difference between the buy and sell rates. For example: Jack is going to France and buys €5,000 for $7,000. Jill comes home from France and sells the €5,000 she has and receives $6,500. That would make the “spread” $500.
5. Unless you are a wayward wanderer, then you probably won’t need to know what a cross rate is, but it is still good to know the term to avoid confusion. The “cross rate” is the exchange rate between two currencies when neither are the official currency of the current country such as if you wanted to change dollars for yen while travelling in Brazil.
6. “Commission” is an important term to keep a look out for whenever you use an exchange service. This is the term used for the fee that services charge for providing an exchange, which Exchange of America never charges you.

Buying foreign currency can be confusing for anyone, whether you happen to be familiar with the nature of exchange rates or you find anything to do with money and math as something to avoid at all costs. But there are plenty of online services that make the process much smoother for their customers. Check out http://www.xchangeofamerica.com/ to find out more.

How To Get The Most Currency For Your Money

Leave a reply

As important as knowing the best places to buy foreign currency when traveling abroad, you also want to get the most for your money. With the ever fluctuating exchange rates and fees associated with currency exchange, it’s important to keep in mind a few rules of thumb when planning your trip abroad.

One of the most important is to do your research. Shop around online and compare. While travel agents, banks, and ATMs offer convenience, by taking the knowledge into your own hands, you’ll have a broader idea of what’s available and be able to buy currency at the best time for you. Check the money market and compare rates. There are a number of online sites which can help you do this such as Xchange of America. By offering state of the art identity verification and authentication plus their point and click 24-48 hour delivery time, Xchange of America is go-to source to buy currency.

Another way to save is to buy in bulk. The more you buy, the more you save. You can buy in bulk yourself or combine forces with family and friends to get the most for your money.

When searching and comparing online, there are some things to be cautious of, especially if you’re not familiar with some of the tricks of the trade or buying foreign currency. Though credit or debit cards offer the convenience of not having to worry about cash transactions, their fees, usually a 3 percent charge plus interest because they consider overseas charges a cash advance. One way to avoid this is to see if your bank offers online banking and pay using a bank transfer. Have the money sent to your home or office during the week, rather than opting for Saturday delivery, as weekend delivery can incur an additional charge. But, most importantly, ask for a price match. By doing your own research, you’ll know the best prices available and can ask a company to match the best deal you’ve found. Avoid free-delivery offers as there can be a number of hidden fees and charges that may not at first be mentioned in the total. You want to be sure you’re getting the best rate on your foreign currency without it costing more than what you’re actually getting.

At Xchange of America, the convenience of online ordering combined with identity authentication and verification raises the level of service of online currency exchange to new heights and is the best place to research and buy foreign currency.

You’ve done research, gotten the best rates, and traveled internationally. If you still have foreign currency when you get back home, don’t think you have to take the currency back to where you got it from. You can shop around to sell it back, too.

Above all, make sure to plan ahead. It will take time to research, shop around and compare, have your identity verified and confirmed, your payment to go through, and time for your money to be delivered.