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Buy Foreign Currency in Time for Your Next Trip

When you plan on traveling there is probably a lot going through your mind as you get ready for your trip. Perhaps you aren’t thinking about buying foreign currency for the country you are traveling to, but you should almost certainly add it to your to do list. You don’t want to have to use an airport currency exchange which can have long lines, delay your trip, and cost you significantly more to exchange your currency. They prey off the fact that you have no other option other than to use them, and you can end up spending up to 75% or more at their service compared to Xchange of America.

Think about how much currency you will need

Decide the approximate amount of currency that you should purchase before your trip. You can always contact the professionals at Xchange of America for more information on the amount of currency that you should purchase before your trip. Try to be accurate with your purchase so that you don’t have too much currency left over, and so that you have a sufficient amount for your potential purchases. Some of the things that you can spend it on include memorabilia, food, street vendor items, taxis, and more. Even if you have some leftover currency, Xchange of America is more than happy to purchase it back from you, or you can save it as part of a scrap book to remind you of your trip.

Don’t wait until the last second

You won’t want to wait until the last second to buy currency because of all the headaches that can come with it. If you don’t purchase your currency online with enough time to spare before your trip, it won’t be able to arrive to your home. You will have to end up relying on an airport exchange, and that isn’t ideal as previously mentioned. In the worst case scenario you might end up with no cash to use on your trip and you might miss out on food, transportation and the ability to purchase souvenirs or clothing that you want.

You can buy currency now right at home

Guarantee that your trip goes well and purchase the currency that you need right from home. You won’t have to waste time waiting in lines or looking for a currency exchange service in your town. The sooner that you get the currency that you need the better, as you will have it delivered safely to your home and you won’t have to worry about any issues coming up at the last second. The online purchasing system at Xchange of America is truly one of the best ways to get every type of currency that you need because of its speed and convenience. You can call ahead of time to find out if we carry the type of currency that you need to purchase. Or you can get started today by placing an order as soon as you are ready to go. We guarantee that you will be satisfied with our service and will want to come back again.

8 Ways to Protect Your Pocket

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For some people, vacation is such a wondrous and magical time where people make memories of joy and fun that will last an entire lifetime. For others, vacation can be a complete and utter train wreck. It is one of the worst feelings in the world when you misplace, lose, or are robbed of your money. As common as it is though and as good as some people are at being thieves, there are lots of ways you can prevent losing all of those credit cards and the foreign currency that you buy online.

Organize – Vacation is about relaxing, but never get so relaxed you forget where things are; if you don’t keep track of your cash and cards, you might not even notice if someone takes them until it is too late.
Safe Advantage – While it is admirable to trust the security of a hotel room, always put your valuables in the safe should there be one available.
Make Copies – It is always a good practice to make copies (front and back) of credit cards, plane tickets, and photo IDs and keep a set with you as well as a set at home with a trusted friend or relative. If you are tech savvy enough, keep a digital copy on your phone, in an email, or in the cloud for fast access.
Talk to Your Bank/Credit Card Company – If your financial institutions are unaware that you are travelling and spending on the other side of the world, there is a good chance they might think a thief is using your money to jet set around the world. Just give your bank and card companies a call and let them know where you are travelling, when you leave, and when you’ll be back.
Be Wary of Crowds – Especially when visiting dense tourist spots, make sure you are aware of your surroundings. Pickpockets see lots of people in close quarters as the perfect opportunity to score, so avoid crowds if you can.
ATM Alert – If the option is available, even if it is more inconvenient, always go inside a bank to use an ATM. Stand alone ATMs can often be fitted with by thieves with skimmers to steal your financial info or even be fake altogether.
Wallet Lite – Always rid your wallet of anything you are not using when you travel abroad. Your library card and gym membership and half used Target gift card will be there when you get home.
Exchange at Home – You should always keep at least a little bit of local money with you. To avoid local scams and airport fees, try going to buy foreign currency online.

No one should have to suffer through a vacation because all of their money was lost or stolen. While it is inevitable that sometimes bad things happen to good people, following these few simple steps is a good move in the direction of keeping all of your finances inside of your pocket.

Get to Know Where You’re Travelling

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So you have decided that for vacation this year you are going to reward yourself for all of those long, hard hours of work and all the sacrifices you have made by taking yourself on an adventure outside of the United States. As you get yourself prepared for your trip and decide where you are going there are lots of things you should be doing to get yourself ready. You will probably want to run and go get theft proof luggage and go buy some foreign currency online and go purchase some smashing new vacation outfits… but first things first. One of the biggest and first steps for preparation is doing the proper amount of research on the kinds of things you should expect when you are visiting whichever foreign destination you choose. The nature of money, among other things, is something that needs to taken into consideration wherever you go.

If you plan on heading to Great Britain, Australia, New Zealand, or just about anywhere in Europe, the best advice is to plan on carrying many different methods of payment. Credit cards are usually a safe bet and are a good thing to have on hand for emergencies; while American Express is accepted in some places, you are more likely to find success when you pay with the more commonly used Visa or Mastercard. Having local currency at hand is also a good idea as it will making travelling around – by taxi, bus, or train – much easier and you won’t have to avoid locales that don’t allow credit cards.

Despite their convenience, not all countries abound with ATMs and credit card machines. Places like Japan, Korea, and southern Africa will accept plastic in some places, but the more local shops you visit and the closer you get to the rural parts of the country, the more likely you are to come across locals who will only accept their cash currency. The best plan of attack for travelling with money in these places is to know how much money you will need when you are moving from place to place and map out which ATMs you will have access to.

Although the electronic exchange of money is far more regular at home in the United States, plenty of places still see cash as the one and only true way of buying and paying for things. In South America, most of Africa, and Southeast Asia, businesses that except credit cards are few and far between. It is incredibly important to have cash on hand at all times. Luckily, because of how many and varied the local currencies can be, most will accept the dollar as a valid for of buying and paying for things.

While all countries are different when it comes to money, it is important to keep these basic concepts in mind especially how they coincide with your comfort level with carrying different types of payment. If you are looking to buy foreign currency online, check out Xchange of America today at http://www.xchangeofamerica.com/

The Many Conveniences of Buying Foreign Currency Online

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When you buy foreign currency online, it is a great way to save a substantial amount of time on the process and ensure that you have the currency that you need for an upcoming trip or any other reason. You can save a large amount of money by avoiding currency exchange fees and other service fees that are often charged at airport currency exchanges. It’s always a good idea to buy currency on the internet whenever you can, and Xchange of America offers you the convenience of being able to buy currency from the comfort of your home from several countries at any time that you want.

Don’t get stuck driving around looking for a currency exchange service

There are many areas where you won’t be able to find an appropriate currency exchange service that has everything that you need, and this can end up being a major inconvenience when you’re needing to buy currency in a short period of time. You won’t have to waste time looking for an appropriate currency exchange locally when you buy foreign currency online from a trustworthy provider like Xchange of America, and you’ll be impressed at the amount of money that you can save while ensuring that you get enough currency for whatever you need. You can purchase top currencies like the Australian dollar, Belize dollar, Chinese yuan, Euros, Egyptian pounds, and many other currencies for the purpose of traveling or any other reason.

Choose from several top currencies

When you plan on traveling to any country you’ll want to have some cash available prior to your trip, but there’s a chance that your local currency exchange service won’t have the currency of the country that you’re traveling to. Xchange of America has currency from some of the most traveled countries in the world, so you’ll very likely find the exact currency that you’re looking for with our online store. Even better, you’ll save a substantial amount of money compared to what you might have to pay locally or at an airport currency exchange, as they often charge high service fees that can quickly add up and result in you buying less currency than you should.

You’ll avoid airport exchanges

When you buy foreign currency online from Xchange of America you’ll also get the benefit of being able to avoid airport currency exchanges. These can end up costing you much more money than even a local currency exchange because of their often high service fees. You’ll almost always want to avoid having to buy foreign currency at the last minute because of the delays that can occur and the higher cost that you’ll almost always have to pay. Airport exchange services tack on large fees that will end up reducing the amount of currency that you can buy and making it more difficult. The best way to buy the currency that you need is to do it online before you travel, and you can find exactly what you’re looking for at Xchange of America at a lower price than most providers.

Why You Should Buy Foreign Currency Online

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When traveling abroad, it’s important to have foreign currency on hand to help you get around. One way to save time and money, before you travel, is to buy foreign currency online. Though most countries offer the opportunity to buy currency when you arrive, not all do. Additionally, currency exchanges, banks, and ATMs all charge fees, causing you to spend more just by getting the money you need to get around.

Save Time and Money

Often, travelers assume the best place to buy currency is their bank. But, that involves taking time off work or using your lunch hour to get to the bank before it closes. Additionally, because exchange rates fluctuate frequently, you’d have to plan your trip to the bank to get the best exchange rate. But, if you opt to buy foreign currency online, you can see up-to-date, often in real-time rates of exchange. Though a number of online sources charge a fee to buy currency, Xchange of America is not one of those places. By not charging additional fees, Xchange of America passes the savings on to its customers. Not only can you save money by buying online, you can also save time.

By updating conversion rates daily, you can rest assured you’re getting the best rate. After identity authentication and identification, funds are delivered to your door within 24-48 hours, and though you don’t have to be home to receive them, someone will need to sign to accept them. This gives you the freedom to take care of regularly scheduled errands without having to wait for your delivery.

Don’t Wait to Buy Foreign Currency

Though it can sometimes seem better to buy foreign currency abroad, this is rarely the case. This is because foreign banks exchange rates are different and can cost you more than if you exchange while still in the U.S. Additionally, some foreign banks even require you to have a bank account at their bank before they’ll exchange currency. To get the best rates, it’s important to exchange currency in the U.S., rather than in a foreign country.

When you buy foreign currency through Xchange of America, you can rest assured you’re getting the best exchange rates when it’s convenient for you. You can research, compare, and buy foreign currency without needing to take time off from work or having to leave your house. You don’t even have to be home when your currency arrives, giving you more time to plan your trip.

Offering better rates than foreign banks or exchanges, convenience, and affordable costs, Xchange of America is the best place to buy foreign currency online. Before traveling to a foreign country, you want to have foreign currency already in hand, so plan ahead and visit Xchange of America for an online currency exchange who’s goal to be the leader in the online currency exchange, saving you time, money, and giving you peace of mind when you travel internationally.

How To Get The Most Currency For Your Money

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As important as knowing the best places to buy foreign currency when traveling abroad, you also want to get the most for your money. With the ever fluctuating exchange rates and fees associated with currency exchange, it’s important to keep in mind a few rules of thumb when planning your trip abroad.

One of the most important is to do your research. Shop around online and compare. While travel agents, banks, and ATMs offer convenience, by taking the knowledge into your own hands, you’ll have a broader idea of what’s available and be able to buy currency at the best time for you. Check the money market and compare rates. There are a number of online sites which can help you do this such as Xchange of America. By offering state of the art identity verification and authentication plus their point and click 24-48 hour delivery time, Xchange of America is go-to source to buy currency.

Another way to save is to buy in bulk. The more you buy, the more you save. You can buy in bulk yourself or combine forces with family and friends to get the most for your money.

When searching and comparing online, there are some things to be cautious of, especially if you’re not familiar with some of the tricks of the trade or buying foreign currency. Though credit or debit cards offer the convenience of not having to worry about cash transactions, their fees, usually a 3 percent charge plus interest because they consider overseas charges a cash advance. One way to avoid this is to see if your bank offers online banking and pay using a bank transfer. Have the money sent to your home or office during the week, rather than opting for Saturday delivery, as weekend delivery can incur an additional charge. But, most importantly, ask for a price match. By doing your own research, you’ll know the best prices available and can ask a company to match the best deal you’ve found. Avoid free-delivery offers as there can be a number of hidden fees and charges that may not at first be mentioned in the total. You want to be sure you’re getting the best rate on your foreign currency without it costing more than what you’re actually getting.

At Xchange of America, the convenience of online ordering combined with identity authentication and verification raises the level of service of online currency exchange to new heights and is the best place to research and buy foreign currency.

You’ve done research, gotten the best rates, and traveled internationally. If you still have foreign currency when you get back home, don’t think you have to take the currency back to where you got it from. You can shop around to sell it back, too.

Above all, make sure to plan ahead. It will take time to research, shop around and compare, have your identity verified and confirmed, your payment to go through, and time for your money to be delivered.

How You Can Save Money Exchanging Currencies

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When you are beginning to plan for a trip abroad, currencies are seldom the topic of choice; however, it is something to consider when traveling somewhere new. In your trip you will potentially require a variety of currencies, depending upon where you go. This article will break down how you can save money in your next trip abroad by ordering foreign currencies online through Xchange of America. The previous travel standard was to wait until the very day of your trip to acquire international currencies in international airports or directly after arriving. Though this is still an option to this day, these services have tremendously increased the amount you pay for the exchange. When purchasing through these service providers your premium is much higher. In order to save money on your next trip abroad, consider using our cost efficient exchange services, to save you money and get you exactly what you need!

When you buy foreign currency the major pivot point will be the current currency exchange rate, which translates into how much of the foreign currency you are able to exchange for a set amount of your standardized currency. Be attentive of the currency exchange rate as it fluctuates regularly and can impact how much you have to spend when traveling abroad. Something to keep in mind when planning for your trip is that your bank may or may not offer ATM access abroad. When your bank does serve internationally it can be incredibly expensive to withdraw funds due to high ATM fees. Many travelers will advise you to seek “no fee” exchanges; although enticing, these exchanges charge their clients in their rates, so be warned that their rates will undoubtedly exceed what you will find using our service.

Perhaps the most frightening scenario in traveling abroad is arriving to a country without the ability to convert your USD to the local currency. In order to avoid this problem entirely, you must obtain currency prior to your trip. Certain countries do not possess the infrastructure required to support an international exchange. Even worse, if the country you are traveling to does not have enough technology to support it you may be left without the ability to purchase goods. By ordering currency online with Xchange of America. Foreign currency exchanges also require access to live updates in order to provide you with an accurate exchange rate, by ordering online you save time and money by getting the correct rate each and every time. Nearly every instance of foreign exchange will be more expensive overseas because at that time you are in greater need for it and therefore more likely to pay extra. By ordering your foreign currency online you save money and time by using our convenient service!

In order to efficiently save money throughout your trip, consider ordering foreign currencies from Xchange of America. Our service is the best place for finding international currencies for your world wide travel. In order to buy foreign currencies, visit www.xchangeofamerica.com to view the many currencies we offer.

Benefits of Buying Currency Online at XChange of America

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When traveling overseas, it is a good idea to buy foreign currency before you leave to avoid the unnecessary expenses and hassles that often accompany foreign currency exchange. You need to have foreign cash when you step off the plane, however, the limited number of ATMs and likelihood that they will be in working order can make your travels more difficult if you do not buy currency in advance. XChange of America offer a cost effective and convenient way to buy foreign currency online at a great currency exchange rate. Before you travel, be sure to buy foreign currency online from XChange of America.

Cost Effective

Banks often charge you a fee when you seek to buy foreign currency. This fee may be in addition to a delivery fee if you order the currency from the bank instead of going into the branch.

Using a credit card in a foreign country instead of purchasing foreign currency may not be cost effective either. This is because many credit card companies tack on a fee for foreign currency exchange. This makes credit cards suitable for significant purchases such as the hotel bill, however, it may be better to buy foreign currency to pay for smaller purchases.

XChange of America offers a cost effective way to buy foreign currency online. Its currency exchange rate is updated daily to allow you to buy currency at the latest rate. Furthermore, XChange of America does not have any hidden fees with its foreign currency exchange. Thus, XChange of America offers great foreign currency exchange rates with a low delivery fee so that you get your cash without paying a number of fees.

Convenient

Using a local ATM for foreign currency exchange may seem like a good idea, however, it is important to buy currency in order to ensure that you do not end up with no cash in a place where you cannot find an ATM. In addition, you may believe that ATMs will give you a good currency exchange rate and they do; however, the ATM usage fee that you are charged can make foreign currency exchange using an ATM significantly more expensive.

XChange of America offers ‘Point & Click, Currency To Your Door’ service so that you can avoid the hassle of standing in line at a bank, an airport, or looking for an ATM to buy foreign currency. XChange of America allows you to buy foreign currency online through their secure site. Unlike many other websites from which you can buy foreign currency online, XChange of America does not have a maximum limit to the amount of foreign currency you can purchase. Furthermore, XChange of America allows you to buy currency by bank wire, cashier’s check, money order, bank draft, ACH, and credit and debit card. Your currency order is shipped to the address that you provide when you buy currency. XChange of America makes it very easy and convenient for you to buy foreign currency online and you can have your cash in as little as 24 to 48 hours.

Buying Foreign Currency Online Beats Trying to Use Traveler’s Checks

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There was a time when traveler’s checks were the form of payment to have been traveling to a foreign country. This method of foreign currency exchange offered competitive foreign currency exchange rates and protected you as a traveler from losing large sums of cash to theft or loss. Traveler’s checks are still in existence today and many people may wonder whether or not it is good to use them when people can simply buy currency and competitive foreign currency exchange rates online.

Why Buy Foreign Currency Online Over Using Traveler’s Checks.

Traveler’s checks were once the preferred way to take money overseas. The way traveler’s checks work is that a person who is about to travel to another country goes to a bank and purchases these types of checks that are for set amounts; these checks can be utilized in foreign currency exchange to buy currency in other countries. These checks can be replaced if lost or stolen; this feature added to the popularity of traveler’s checks due to the fact that many people fear losing large amounts of cash when traveling. Thus, traveler’s checks allow the holder to take money overseas with some measure of security.

There are still some times when traveling overseas that traveler’s checks are still frequently used. One of the most common times when traveler’s checks are used is when a person is traveling to a country or area in which there are no ATMs or limited ATMs and few opportunities to buy currency at a competitive currency exchange rate. In addition, some people wish to use traveler’s checks to avoid the high cost of ATM fees. Thus, some people may believe that it is still beneficial to use traveler’s check to instead of buying large amounts of foreign currency to take on a trip.

Because your credit cards and debit cards can be used for some large purchases, there is no longer a need to carry traveler’s checks. Traveler’s checks served an important function when people were forced to travel with large amounts of money because there were very limited ways in which people were able to obtain money in a foreign country. Today, people have more options for acquiring needed money in a foreign country. Furthermore, due to the decrease in the popularity of traveler’s checks, if you are traveling with traveler’s checks, you may find it more and more difficult to find places to exchange these checks.

Instead of carrying traveler’s check which you do not know if you will be able to use should buy foreign currency online from XChange of America. This allows you to buy currency of the country that you are traveling to and a competitive currency exchange rate; you do not need to look around for a place that will accepts your traveler’s checks.

Why Buy Foreign Currency Online from XChange of America

You no longer need to take all of the money that you may need with you. You can use credit cards and debit cards for large purchases as well as withdraw money from the ATM in a foreign country if necessary. Thus, you do not need traveler’s check. It is important, however, to have some foreign currency to spend when you get to your destination and you want to get it at a competitive currency exchange rate. Therefore, it is wise to buy foreign currency online through XChange of America before your next trip.

Buy Foreign Currency Online Instead of Using Your Credit Card

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Mastercard and Visa are accepted worldwide these days. This still does not make it a good idea to use your credit card when travelling abroad. By the time that the fees are tacked on, these cards translate into a poor foreign currency exchange rate option, far worse than if you were to buy currency before you leave. You may find yourself paying huge fees if you opt to use your credit card rather than buy currency to take with you when you travel. Instead, you should buy foreign currency online from Xchange of America which offers you a competitive foreign currency exchange rate to save you money that you could end up paying in high credit card fees.

Why You Don’t Want to Take a Cash Advance on Your Credit Card

Many credit cards allow you to withdraw some cash in the form of a cash advance. This may seem like a quick and convenient way to acquire some cash in a foreign country, however, the fees associated with this type of transaction should make you warry of ever resorting to this method of acquiring cash. ATM machines in foreign countries may charge you a substantial fee in the form of a foreign-transaction charge. This is in addition to your withdrawal amount and the fees that may be charged for using an ATM that is not within your banking network. Furthermore, the interest that you are charged on a cash advance is often more than what is charged for general purchases on your credit card. These fees can add up to a large sum of money that you have to pay for using your credit card to get cash in a foreign country. Thus, it is often cheaper to buy currency before traveling to a foreign country.

Credit Card Purchases

Using your credit card to make purchases in a foreign country can cause you to get hit with a significant foreign transaction fee even if you do not get a cash advance. Some banks that issue credit card charge a foreign transaction fee of as much as three percent per purchase made with a credit card in a foreign country. These fees can add up to substantial amounts of money that you would not be spending if you bought foreign currency at a competitive foreign currency exchange rate before leaving home.

When to Use Your Credit Card

Although banks charge foreign transaction fees for purchases made on a credit card when in a foreign country, using a credit card is still suitable when paying for goods and services such as hotel rooms and other significant expenses which often require that a credit card be on file. It is important, however, to limit the use of your credit card to only these large purchases. You should buy currency utilizing a foreign currency exchange to make smaller purchases such as those for meals, tourist attractions, sightseeing, souvenirs and more.

Use XChange Of America to Buy Foreign Currency Online

Instead of paying high credit card fees for cash advances and foreign transaction fees, you can buy foreign currency online from Xchange of America for the latest foreign currency exchange rate before leaving country. This will allow you to take the cash you need without having to worry about what fees the bank that issues your credit card may charge you for using the card outside of the country.